Saintpaulrepublicans.us Series Developing a Personal Protection Plan is a series of articles that will help you develop a Personal Protection Plan for your Home, your Work Place, and the In Between. We will give you links and resources you can research and educate yourself. The website is not associated with any of the links nor get any compensation from them. Our website administrator Publius Jr is a US Army Veteran (Reagan Era) and is a USCCA Gold Member (Veteran Discount). ~~ Publius Jr.
There are several states in the United States which are trotting out new gun control laws which are very ignorant of recent US Supreme Court Opinions. One of them is requiring firearm liability insurance. This proposed law is very unnecessary as the realities of a court case involving a firearm is astronomically expensive. A responsible gun owner will go out and get carry insurance to guard against becoming bankrupt or even being put into prison for a self defense incident. Requiring liability insurance will no doubt increase the cost of insurance as healthcare, automobile, and other insurance costs skyrocket when it is mandatory.
I, Publius Jr, went and bought the cheapest plan under the USCCA, Gold Member. I got a discount for being a US Army Veteran. I purchased this PRIOR to purchasing a pistol. I was researching pistols and I thought during the time I was training I needed some insurance in case something went wrong during the pistol shopping period where I would try out different ones. You might wonder why a Veteran would need to do research on what pistol to purchase. Well, I was not a commando like John Lovell (he was a US Army Ranger, Special Forces), and I never trained with handguns until 2020 when I went out and did a CCW Certificate Training for an article I eventually wrote. In fact there was a 31 year absence from training with firearms for me.
Three friends of mine suggested to purchase a USCCA membership and I did.
The video above is between John Lovell and an attorney Andrew Branca. It was posted on John Lovell’s Warrior Poet Society YouTube Channel on July 14, 2018. Some of the costs mentioned are cheaper than they are now, especially with Biden Inflation.
If you are curious about what Carry Insurance John Lovell went with:
He mentions a chart that you can use to consider which insurance company you can choose from is from ConcealedCarry.com click here. There are links to each insurance company below the chart at their website.
Here is an up-to-date chart of Carry Insurance Plans (August 31, 2022).
Do you homework, research, research, research, and what works for one person might not be good for you, just like a firearm some gun product reviewer like John Lovell likes might not fit you.
Other Series Articles:
Developing a Personal Protection Plan: Pepper Spray